[1]白智敏.大学生消费心理浅析[J].亚太教育,2016(4). [2]曹博.当代大学生消费观研究[D].大庆:东北石油大学,2017. [3]黄少婷,罗美君,李冠华,等.大学生对超前消费的认知现状调查——以桂林地区为例[J].统计与管理,2017(8). [4]王艺臻.信贷产品对大学生消费观念的影响研究——基于浙江省四所高校的数据分析[J].江苏商论,2018(10). [5]JEFF WANG, JING J. Xiao.Buying behavior, social support and credit card indebtedness of college students[J]. International Journal of Consumer Studies, 2009, 33(1): 2-10. [6]MARIE J. Lachance and Frédéric Legault.College Students’ Consumer Competence: Identifying the Socialization Sources[J]. Journal of Research for Consumers,2007(13):1-5.